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Grad PLUS Loans

Graduate and professional degree students can apply for a Direct Graduate PLUS Loan to help cover educational expenses. If you are thinking that a Direct Grad PLUS Loan is for you, here are some things to keep in mind:


If you wish to apply for a Direct Grad PLUS Loan, you may do so by completing the following steps:

  1. Complete the FAFSA.
  2. Application for the Grad PLUS loan should be completed online at www.studentloans.gov beginning June 1st prior to each academic year.
  3. After signing in, choose ‘Apply for a PLUS Loan’ followed by ‘Complete Request for Graduate PLUS.’
  4. Continue to follow prompts to complete the online application.
  5. If credit is approved, first time PLUS loan borrowers must complete a Direct PLUS Master Promissory Note (MPN) on the same website, www.studentloans.gov.