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U.S. Bank Partnership

Mockup of the US Bank APSU Visa debit card.Austin Peay State University has partnered with U.S. Bank to provide campus banking services to students, employees, and the broader Govs community. Open a U.S. Bank Smartly® Checking account and get a co-branded U.S. Bank Go Govs Visa® Debit Card that you can use anywhere Visa is accepted.

The Go Govs Debit Card isn't just for students. Parents, alumni, faculty, and other Govs fans can show their spirit too!

Learn More and Apply


Why Bank Smartly®?

Solutions for student banking. Extra help for what’s ahead.

Now is a great time to start building a solid financial foundation. Bank Smartly—a banking suite where accounts work together for competitive rates and relevant rewards from dollar one—can help you get on the right path with easy money management tools and simple ways to waive fees.

  • No monthly maintenance fee — automatically waived for account holders ages 18–24

  • No ATM fees at U.S. Bank ATMs, plus the first four non-U.S. Bank ATM transactions are free each statement period

  • No overdraft fees when your account is overdrawn $50 or less, plus an Overdraft Fee Forgiven program for qualifying deposits

  • No overdraft protection transfer fees when linked to an eligible account

  • Smart Rewards® — included automatically with your checking account, with access to debit card cash-back deals, credit score monitoring, spending and bill management tools, and additional fee waivers

The U.S. Bank Mobile App gives you budgeting tools, personalized spending insights, and a goal planner to help you stay on track financially — all in one place.

U.S. Bank also offers scholarship opportunities through in-app financial literacy modules. Complete lessons on personal finance topics and you could win up to $20,000 in scholarships.


Student sitting in front of his laptop smiling with a bright red folder sitting on the table beside him in the foreground.On-Campus Banking

U.S. Bank has an ATM located in the Morgan University Center for your convenience. There are also five U.S. Bank branch offices in Clarksville, including one near campus.

Downtown Clarksville Branch
1 Public Square
Clarksville, TN 37040
(931) 221-4320


Free Goals Coaching for Students

Your goals matter. U.S. Bank offers free one-on-one goals coaching to all Austin Peay students. Whether you're focused on career planning, financial decisions, or navigating whatever life throws at you, a goals coach is here to help you make those goals a reality — through in-person or virtual conversations, on your terms.

Sign up for Coaching


Financial Wellness Program for Faculty & Staff

APSU has partnered with the U.S. Bank Financial Wellness Program to give employees access to an expanded suite of banking products and services. Schedule an appointment with a U.S. Bank banker to learn more about connecting your account to your workplace banking benefit.


University Agreement and Resources

 


All regular account-opening procedures apply. $25 minimum deposit required to open an account. Fees for non-routine transactions may apply. Deposit products offered by U.S. Bank National Association. Member FDIC. The U.S. Bank Visa Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. © U.S. Bank.