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Federal Perkins Loan Rehabilitation

If your Federal Perkins Student Loan is in default because you failed to make payments on time, you can pursue rehabilitation of the loan by making six consecutive, on-time monthly payments on the loan. To pursue rehabilitation of your Perkins Loan, contact APSU at (931) 221-7680.


Rehabilitation will:


All defaulted Perkins Loan borrowers are eligible for rehabilitation, including those who have a judgment rendered on their loan. If a judgment has been rendered on your loan, your rehabilitation payments must be "voluntary." Any payments you make that are equal to the amount you are required to make under the judgment are considered voluntary.

Rehabilitation Details

You can rehabilitate a loan only once, but there is no limit to the number of times you may attempt to make six consecutive, on-time monthly payments.