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Deferment Options

(For Perkins Loans awarded by Austin Peay State University)

Student Federal Perkins Loan Deferments: Deferments can be granted one semester at a time while you are enrolled for at least a half-time course load.

Applying for deferment:
Acceptance requires certification of your enrollment status by the registrar's office at your college or university. Print and complete this deferment form.

Other Federal Perkins Loan Deferments:
(Loans made before July 1, 1993)

  • Military and Volunteer Service Deferments: Deferments can be granted one year at a time for a period not to exceed three years while you are: 1) on full-time active duty in the Armed Forces or the National Oceanic and Atmospheric Administration Corps; 2) in volunteer service as a member of the Peace Corps or VISTA or 3) an officer in the Commissioned Corps of the U.S. Public Health Service.
  • Internship and Residency Deferments: Deferments can be granted one year at a time for a period not to exceed two years while you are: 1) serving in an internship program which is required in order to receive professional recognition required to begin professional practice or 2) serving in an internship or residency program leading to a degree or certificate awarded by an institution of higher education, a hospital, or a health care facility that offers postgraduate training.

Except for student deferments and postponements for specific types of employment or public service, deferments on loans made after June 30, 1993 are subject to an aggregate maximum of three years.

Applying for deferment:
Acceptance requires certification of your employment or service status by one of the following.

Deferment Certification

  • Armed Forces - your commanding officer
  • Peace Corps - Division of Volunteer Support, Peace Corps, Washington, DC
  • VISTA - Division of Field Operations, VISTA, Washington, DC
  • U.S. Public Health Service - Health Resources & Services Admin., Rockville, MD
  • Internship or residency - the director of the internship/residency program

Print and complete this deferment form.

Economic Hardship Deferments and Forbearance:
Short-term deferments and forbearances can be granted to assist borrowers through periods of temporary economic difficulty. Eligibility is determined by the Office of Student Loans and all requests should be made in writing. For deferment of Federal Perkins Student Loans, print and complete this deferment form.

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