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Law Enforcement Cancellation Provision

You are eligible for up to 100 percent cancellation of your Perkins Loan for full-time service as a qualifying law enforcement or corrections officer. Your position must be essential to the agency's primary mission and the agency must be able to document the your functions.

For the purposes of this cancellation provision, a law enforcement or corrections officer is defined as a person:

  • who is employed by a local, state or federal agency that is publicly funded

AND

  • whose activities pertain to crime prevention, control or reduction OR the enforcement of the criminal law. Such activities include, but are not limited to, the following:
    • police efforts to prevent, control or reduce crime or to apprehend criminals;
    • activities of courts and related agencies having criminal jurisdiction;
    • activities of corrections, probation or parole authorities;
    • problems relating to the prevention, control or reduction of juvenile delinquency or narcotic addiction.

Agencies that are primarily responsible for enforcement of civil, regulatory, or administrative laws are ineligible.

The cancellation rate per completed year of employment is listed below.

  • 15% of the principal, plus any interest that may have accrued during the year, for each of the first and second years.
  • 20% of the principal, plus any interest that may have accrued during the year, for each of the third and fourth years.
  • 30% of the principal, plus any interest that may have accrued during the year, for the fifth year.

A cancellation period consists of a full year of employment. For borrowers whose loans were made before Nov. 29, 1990, the effective date of eligibility is Oct. 1, 1998.